Like the lyrics of One Republic's song, I've been losing sleep lately for thinking about the things that I could do. The different is I don't count the stars, I count the bills instead.
Yes, when the payday comes, apparently the happiness only stays for a day or two before I realize that there's the list of bills waiting to be paid. Recently, I plan to apply for a mortgage. The rent rate is getting higher year by year, I guess the only solution to set my parents' free from leasing bill is to take a mortgage. Yet, it's not a cheap solution, I should spare third of my income to pay the installment for 15 to 20 years.
Three days of contemplation, I finally come into the decision that I should apply for the mortgage now. I might have to cut my monthly income for 20 years which will feel like forever. But, my income will increase each year, while the installment will be same forever (Optimistically speaking). If I choose to keep renting a house, the leasing price will increase each year as my salary raise. So, actually I will still spend a big money in the future.
Guess, what I need now is a little bit patience to push my expense for the next two years. The last thing I need is to have a strict financial management.
*fingercrossed*
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